@charset "utf-8";
/* ============================================================
   건강보험 정보 (healthvital.co.kr)
   컨셉 : "나의 건강 대시보드 / 바이탈 모니터"
   · 헬스 트래커 앱처럼 위젯 카드·게이지 링·바이탈 지표로 구성
   · 민트 그린(건강) + 코랄(활력/심박) + 멀티컬러 위젯
   · 폼 = "건강 체크인" 위젯, 이름+성별 한 줄 배치
   · 마퀴 항상 자동 / termsModal 760px / 표 모바일 줄바꿈 / 앵커 3종
   ============================================================ */
:root{
  --ink:#16202e;           /* 다크 잉크 */
  --mint:#0fb37e;          /* 메인 건강 그린 */
  --mint-b:#16c98f;
  --mint-d:#0a8c63;
  --mint-soft:#dcf7ee;
  --mint-soft2:#bdeed9;
  --coral:#ff6b5e;         /* 활력/심박 */
  --coral-d:#e8463a;
  --coral-soft:#ffe5e2;
  --yellow:#ffc73a;
  --yellow-soft:#fff3d2;
  --blue:#4b8ef0;
  --blue-soft:#e2eefc;
  --violet:#8b6cf0;
  --violet-soft:#ece6fd;
  --soft:#5f6f82;
  --bg:#eef2f7;            /* 쿨 라이트 대시보드 배경 */
  --bg2:#e6ecf4;
  --panel:#ffffff;
  --line:#e2e8f1;
  --r:18px;
  --shadow:0 10px 26px rgba(22,32,46,.07);
  --shadow-lg:0 22px 46px rgba(22,32,46,.13);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.72;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(238,242,247,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:36px;height:36px;display:grid;place-items:center}
.brand .mark svg{width:36px;height:36px}
.brand h1{font-size:21px;font-weight:800;letter-spacing:-.6px;line-height:1;margin:0;color:var(--ink)}
nav ul{display:flex;gap:3px;list-style:none}
nav a{font-weight:600;font-size:15px;color:var(--ink);padding:9px 15px;border-radius:10px;transition:background .15s,color .15s}
nav a:hover{background:var(--mint-soft);color:var(--mint-d)}
nav a.active{color:var(--mint-d);font-weight:700;background:var(--mint-soft)}
.hbtn{background:var(--mint);color:#fff;border-radius:10px;padding:10px 20px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 8px 18px rgba(15,179,126,.32);transition:transform .15s,background .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--ink)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(22,32,46,.5)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:#fff;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(22,32,46,.25)}
.mpanel .x{background:var(--mint-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--mint-d)}
.mpanel ul{list-style:none;margin-top:18px}
.mpanel li{border-bottom:1px solid var(--line)}
.mlink{display:block;padding:14px 6px;font-weight:700;font-size:16px;color:var(--ink)}
.mlink:hover{color:var(--mint-d)}
.mlink.hl{background:var(--mint);color:#fff;text-align:center;border-radius:10px;margin-top:18px;border-bottom:0;box-shadow:0 6px 16px rgba(15,179,126,.32)}

/* ===== HERO (대시보드 : 좌 폼+카피 / 우 위젯 목업) ===== */
.hero{position:relative;overflow:clip;background:linear-gradient(165deg,#fff 0%,var(--bg) 60%,var(--bg2) 100%);padding:50px 0 58px}
.hero::before{content:"";position:absolute;right:-90px;top:-50px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(15,179,126,.12),transparent 70%);z-index:0}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.02fr .98fr;gap:40px;align-items:center}
.hero-copy .kicker{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--mint-d);border:1px solid var(--mint-soft2);border-radius:999px;padding:7px 16px;font-weight:700;font-size:13.5px;margin-bottom:18px;box-shadow:var(--shadow)}
.hero-copy .kicker b{color:var(--coral-d)}
.hero-copy h2{font-size:clamp(31px,4.5vw,50px);font-weight:800;line-height:1.16;letter-spacing:-1.4px;color:var(--ink)}
.hero-copy h2 .mt{color:var(--mint-d)}
.hero-copy h2 .co{color:var(--coral-d);position:relative;white-space:nowrap}
.hero-copy h2 .co::after{content:"";position:absolute;left:0;right:0;bottom:3px;height:9px;background:var(--coral-soft);z-index:-1;border-radius:3px}
.hero-copy .lead{margin-top:16px;font-size:16px;color:var(--soft);max-width:480px}
.hero-copy .lead b{color:var(--ink);font-weight:700}

/* 폼 카드 = "건강 체크인" 위젯 */
.qcard{margin-top:22px;background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);overflow:hidden;scroll-margin-top:88px;border:1px solid var(--line)}
.qcard .qtab{background:var(--ink);color:#fff;padding:14px 22px;display:flex;align-items:center;justify-content:space-between}
.qcard .qtab h3{font-size:16.5px;font-weight:800;letter-spacing:-.4px;display:flex;align-items:center;gap:8px}
.qcard .qtab h3 .dotlive{width:9px;height:9px;border-radius:50%;background:var(--mint-b);box-shadow:0 0 0 4px rgba(22,201,143,.25)}
.qcard .qtab .free{background:var(--coral);color:#fff;font-size:11px;font-weight:800;padding:4px 11px;border-radius:999px}
.qcard .qbody{padding:18px 22px 20px}
/* 이름+성별 한 줄 / 생년월일+연락처 한 줄 */
.frow{display:grid;grid-template-columns:1.25fr 1fr;gap:12px;margin-bottom:12px}
.frow.two{grid-template-columns:1fr 1.2fr}
.field label{display:block;font-size:12px;font-weight:700;margin-bottom:5px;color:var(--soft)}
.txt{width:100%;border:1.5px solid var(--line);background:var(--bg);border-radius:11px;padding:11px 13px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--mint);background:#fff;box-shadow:0 0 0 4px rgba(15,179,126,.14)}
.txt::placeholder{color:#9aa8ba}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2316202e' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 11px center;padding-right:28px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:7px}
.seg button{border:1.5px solid var(--line);background:var(--bg);border-radius:11px;padding:11px 0;font-size:14px;font-weight:700;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--mint);color:var(--mint-d)}
.seg button.on{background:var(--mint);border-color:var(--mint);color:#fff}
.phone-row{display:grid;grid-template-columns:72px 1fr;gap:7px}
.submit{width:100%;background:var(--mint);color:#fff;border:0;border-radius:12px;padding:14px 0;font-size:16px;font-weight:800;letter-spacing:-.3px;cursor:pointer;box-shadow:0 12px 26px rgba(15,179,126,.4);transition:transform .12s,background .15s;margin-top:4px}
.submit:hover{transform:translateY(-2px);background:var(--coral)}
.submit:active{transform:translateY(1px)}
.cfoot{margin-top:12px}
.privacy_wrap{display:flex;align-items:center;gap:7px;font-size:12.5px}
.privacy_wrap input[type=checkbox]{width:16px;height:16px;accent-color:var(--mint)}
.privacy_label{font-weight:600;color:var(--ink)}
.privacy_view{font-weight:700;color:var(--mint-d);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--coral-d)}
.trustrow{display:flex;gap:12px;font-size:12px;font-weight:600;color:var(--soft);margin-top:10px;flex-wrap:wrap}
.trustrow b{color:var(--mint-d)}
.err{display:none;background:var(--coral-soft);border:1.5px solid #f6bdb7;border-radius:9px;color:var(--coral-d);font-size:13px;font-weight:700;padding:8px 12px;margin:10px 0 0;text-align:center}

/* 우측 대시보드 목업 */
.dash{position:relative;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-lg);padding:22px}
.dash .dhead{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}
.dash .dhead .t{font-size:14px;font-weight:800;color:var(--ink)}
.dash .dhead .live{font-size:11px;font-weight:700;color:var(--mint-d);display:flex;align-items:center;gap:6px}
.dash .dhead .live i{width:7px;height:7px;border-radius:50%;background:var(--mint-b);font-style:normal}
.dash-main{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center;background:var(--bg);border-radius:16px;padding:18px;margin-bottom:14px}
.ring{position:relative;width:108px;height:108px;border-radius:50%;background:conic-gradient(var(--mint) 0 84%,var(--mint-soft2) 84% 100%);display:grid;place-items:center}
.ring .ring-in{width:80px;height:80px;border-radius:50%;background:#fff;display:grid;place-items:center;text-align:center}
.ring .ring-in .sc{font-size:26px;font-weight:800;color:var(--mint-d);line-height:1}
.ring .ring-in .sl{font-size:10px;font-weight:700;color:var(--soft);letter-spacing:.5px}
.dash-main .dm-txt .dm-t{font-size:14.5px;font-weight:800;color:var(--ink)}
.dash-main .dm-txt .dm-p{font-size:12.5px;color:var(--soft);margin-top:3px}
.dash-main .dm-txt .dm-bars{display:grid;gap:6px;margin-top:10px}
.dash-main .dm-txt .dm-bars b{display:block;height:7px;border-radius:4px;background:var(--mint-soft)}
.dash-main .dm-txt .dm-bars b::before{content:"";display:block;height:100%;border-radius:4px;background:var(--mint)}
.dm-bars b.b1::before{width:92%}.dm-bars b.b2::before{width:74%;background:var(--coral)}.dm-bars b.b3::before{width:60%;background:var(--blue)}
.dash-mini{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px}
.mini{border-radius:14px;padding:13px 14px;color:#fff}
.mini.c1{background:linear-gradient(135deg,var(--coral),#ff8a7d)}
.mini.c2{background:linear-gradient(135deg,var(--mint),var(--mint-b))}
.mini.c3{background:linear-gradient(135deg,var(--blue),#74a9f5)}
.mini .mi{font-size:17px}
.mini .mn{font-size:19px;font-weight:800;margin-top:6px;line-height:1}
.mini .ml{font-size:11px;font-weight:600;opacity:.92;margin-top:3px}

/* ===== Insurer marquee ===== */
.insurers{padding:40px 0 8px;background:var(--bg)}
.insurers .cap{text-align:center;font-size:12.5px;font-weight:700;color:var(--soft);letter-spacing:2px;margin-bottom:15px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:12px;list-style:none;width:max-content;animation:marquee 30s linear infinite;padding:4px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px 20px;font-weight:700;font-size:14.5px;color:var(--mint-d);white-space:nowrap}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 공통 섹션 ===== */
.block{padding:68px 0}
.center{text-align:center}
.eyebrow{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:2.5px;color:var(--coral-d);margin-bottom:12px}
.title{font-size:clamp(27px,3.7vw,39px);font-weight:800;letter-spacing:-1.1px;line-height:1.26;color:var(--ink)}
.title .mt{color:var(--mint-d)}
.title .co{color:var(--coral-d)}
.desc{margin-top:13px;color:var(--soft);font-size:15.5px;max-width:680px;margin-left:auto;margin-right:auto}
.desc b{color:var(--ink)}

/* ===== 바이탈 위젯 그리드 (특화 컨셉) ===== */
.widgets{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:46px}
.widget{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:22px;transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden}
.widget:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.widget .wtop{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.widget .wic{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;font-size:21px}
.widget .wtag{font-size:11px;font-weight:800;padding:4px 10px;border-radius:999px}
.widget h3{font-size:17px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:5px}
.widget p{font-size:13.4px;color:var(--soft);line-height:1.6}
.widget .wbar{height:8px;border-radius:5px;background:var(--bg);margin-top:14px;overflow:hidden}
.widget .wbar i{display:block;height:100%;border-radius:5px}
.widget.w1 .wic{background:var(--coral-soft)}.widget.w1 .wtag{background:var(--coral-soft);color:var(--coral-d)}.widget.w1 .wbar i{width:90%;background:var(--coral)}
.widget.w2 .wic{background:var(--mint-soft)}.widget.w2 .wtag{background:var(--mint-soft);color:var(--mint-d)}.widget.w2 .wbar i{width:82%;background:var(--mint)}
.widget.w3 .wic{background:var(--blue-soft)}.widget.w3 .wtag{background:var(--blue-soft);color:#2f6fd0}.widget.w3 .wbar i{width:76%;background:var(--blue)}
.widget.w4 .wic{background:var(--violet-soft)}.widget.w4 .wtag{background:var(--violet-soft);color:#6a4cd0}.widget.w4 .wbar i{width:68%;background:var(--violet)}
.widget.w5 .wic{background:var(--yellow-soft)}.widget.w5 .wtag{background:var(--yellow-soft);color:#b8860b}.widget.w5 .wbar i{width:60%;background:var(--yellow)}
.widget.w6 .wic{background:var(--mint-soft)}.widget.w6 .wtag{background:var(--mint-soft);color:var(--mint-d)}.widget.w6 .wbar i{width:88%;background:var(--mint-b)}

/* ===== 통계 팩트 밴드 ===== */
.stats{background:linear-gradient(135deg,var(--ink) 0%,#22324a 100%);border-radius:22px;padding:42px 32px;margin-top:46px;display:grid;grid-template-columns:repeat(3,1fr);gap:26px;text-align:center;color:#fff;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border-radius:50%;background:rgba(15,179,126,.28)}
.stat{position:relative;z-index:1}
.stat .n{font-size:clamp(28px,3.8vw,40px);font-weight:800;letter-spacing:-1px;line-height:1;color:var(--mint-b)}
.stat .l{margin-top:10px;font-size:14px;color:rgba(255,255,255,.84);font-weight:500}
.stat .l b{color:#fff;font-weight:700}

/* ===== 6 메뉴 카드 (위젯 스타일 상단 이미지) ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.mcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s}
.mcard:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.mcard .thumb{display:block;aspect-ratio:72/46;overflow:hidden;background:var(--mint-soft)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.05)}
.mcard .cap{display:block;padding:16px 20px 18px;border-top:3px solid var(--mint)}
.mcard h3{font-size:17.5px;font-weight:800;letter-spacing:-.4px;display:flex;align-items:center;justify-content:space-between;color:var(--ink)}
.mcard .go{width:26px;height:26px;border-radius:8px;background:var(--mint-soft);color:var(--mint-d);display:grid;place-items:center;font-size:13px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--mint);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:5px;font-size:13.4px;color:var(--soft)}

/* ===== 보장 구성 스텝 ===== */
.flow{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:42px;counter-reset:fl}
.fcard{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:30px 24px 24px;counter-increment:fl}
.fcard::before{content:counter(fl);position:absolute;top:20px;right:24px;font-size:42px;font-weight:800;color:var(--mint-soft2);line-height:1}
.fcard .fi{font-size:30px;margin-bottom:10px}
.fcard h3{font-size:18px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:5px}
.fcard h3 b{color:var(--mint-d)}
.fcard p{font-size:13.8px;color:var(--soft)}

/* ===== 보장 표 ===== */
.gentable{margin-top:34px;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);background:#fff;border:1px solid var(--line)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.4px}
.gentable th{background:var(--ink);color:#fff;font-weight:700;padding:14px 18px;text-align:left;word-break:keep-all}
.gentable th b{color:var(--mint-b)}
.gentable td{padding:13px 18px;border-top:1px solid var(--line);color:var(--soft);vertical-align:top;line-height:1.62;word-break:keep-all}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:var(--bg)}
.gentable.cmp td.pick{background:var(--mint-soft);color:var(--ink);font-weight:600}

/* ===== 콜아웃 ===== */
.callout{margin-top:30px;background:var(--mint-soft);border:1px solid var(--mint-soft2);border-radius:var(--r);padding:22px 26px;display:flex;gap:15px;align-items:flex-start;box-shadow:var(--shadow)}
.callout.co{background:var(--coral-soft);border-color:#f6c8c3}
.callout .ci{flex:none;width:38px;height:38px;border-radius:11px;background:#fff;color:var(--mint-d);display:grid;place-items:center;font-size:19px}
.callout.co .ci{color:var(--coral-d)}
.callout h3{font-size:17px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.callout p{font-size:14.3px;color:var(--soft)}
.callout p a{color:var(--mint-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}

/* ===== FAQ ===== */
.faq{margin-top:36px;max-width:900px;margin-left:auto;margin-right:auto}
.qa{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,border .2s}
.qa.open{border-color:var(--mint);box-shadow:var(--shadow-lg)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:18px 22px;font-size:15.5px;font-weight:700;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--bg)}
.qa .qmark{color:var(--coral-d);font-weight:800;margin-right:9px}
.qa .ar{width:27px;height:27px;border-radius:9px;background:var(--mint-soft);color:var(--mint-d);display:grid;place-items:center;font-size:16px;font-weight:800;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--mint);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 22px 19px;border-top:1px solid var(--line);padding-top:14px}
.faqmore{display:inline-block;margin-top:12px;font-weight:700;font-size:14.5px;color:var(--mint-d);text-decoration:underline;text-underline-offset:3px}
.faqmore:hover{color:var(--coral-d)}

/* ===== CTA ===== */
.ctaband{position:relative;text-align:center;background:linear-gradient(135deg,var(--mint) 0%,var(--mint-d) 100%);color:#fff;padding:56px 30px;border-radius:24px;overflow:clip;box-shadow:var(--shadow-lg)}
.ctaband::before{content:"";position:absolute;right:-60px;top:-60px;width:230px;height:230px;border-radius:50%;background:rgba(255,107,94,.3)}
.ctaband h2{font-size:clamp(26px,3.6vw,40px);font-weight:800;line-height:1.2;letter-spacing:-.8px;color:#fff;position:relative;z-index:1}
.ctaband h2 b{color:#fff2c2}
.ctaband p{margin:12px 0 24px;color:rgba(255,255,255,.9);font-size:15px;position:relative;z-index:1}
.ctaband a{display:inline-block;background:#fff;color:var(--mint-d);border-radius:12px;padding:15px 44px;font-weight:800;font-size:16.5px;box-shadow:0 12px 28px rgba(0,0,0,.16);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:var(--ink);color:#fff}

/* 하단 고정 CTA 바 */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(22,32,46,.1)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:600}
.stickybar p b{font-weight:800;color:var(--mint-d)}
.stickybar a{background:var(--mint);color:#fff;padding:11px 26px;border-radius:10px;font-weight:800;font-size:14px;box-shadow:0 6px 16px rgba(15,179,126,.3);transition:transform .15s,background .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--coral)}

/* ===== 서브 페이지 헤더 ===== */
.subhero{position:relative;overflow:clip;padding:52px 0 54px;background:linear-gradient(165deg,#fff 0%,var(--bg) 100%)}
.subhero::before{content:"";position:absolute;right:-80px;top:-50px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(15,179,126,.12),transparent 70%)}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:11px;font-weight:500;position:relative;z-index:1}
.subhero .crumb a{color:var(--mint-d);text-decoration:underline;text-underline-offset:3px;font-weight:600}
.subhero .crumb span{margin:0 7px;color:var(--line)}
.subhero .dept{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:2.5px;color:var(--coral-d);margin-bottom:11px;position:relative;z-index:1}
.subhero h2{font-size:clamp(28px,4.4vw,46px);font-weight:800;line-height:1.16;letter-spacing:-1.2px;color:var(--ink);position:relative;z-index:1}
.subhero h2 .mt{color:var(--mint-d)}.subhero h2 .co{color:var(--coral-d)}
.subhero p{margin:13px 0 0;color:var(--soft);font-size:15px;max-width:620px;position:relative;z-index:1}

/* 본문 콘텐츠 */
.article{padding:54px 22px 70px}
.article .inner{max-width:920px;margin:0 auto}
.article .sec{margin-bottom:48px}
.article h3.h{font-size:24px;font-weight:800;letter-spacing:-.6px;color:var(--ink);display:flex;align-items:center;gap:11px;margin-bottom:14px}
.article h3.h::before{content:"";flex:none;width:7px;height:24px;border-radius:4px;background:var(--mint)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--mint-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--coral-d)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:20px 23px 20px 74px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:11px;background:var(--mint);color:#fff;font-weight:800;font-size:18px;display:grid;place-items:center}
.step h3{font-size:17.5px;font-weight:800;letter-spacing:-.4px;margin-bottom:4px;color:var(--ink)}
.step p{font-size:14.2px;color:var(--soft)}
.step p b{color:var(--ink)}
.step p a{color:var(--mint-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.checklist{list-style:none;margin-top:18px;display:grid;gap:10px}
.checklist li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:13px 17px 13px 44px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"✓";position:absolute;left:16px;top:12px;color:var(--mint-d);font-weight:800}
.checklist li b{color:var(--ink)}
.article .gentable{margin-top:20px}
/* vital 페이지 체크포인트 카드 */
.vgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}
.vc{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:20px 22px;position:relative}
.vc .vscore{position:absolute;top:16px;right:18px;font-size:12px;font-weight:800;color:#fff;background:var(--mint);padding:3px 10px;border-radius:999px}
.vc .vscore.mid{background:var(--yellow);color:#7a5800}
.vc .vscore.hi{background:var(--coral)}
.vc h4{font-size:16.5px;font-weight:800;color:var(--ink);margin-bottom:5px;padding-right:60px}
.vc p{font-size:13.8px;color:var(--soft)}
/* scope 색 블록 */
.dx{display:grid;gap:16px;margin-top:24px}
.dxc{border:1px solid var(--line);border-left-width:6px;border-left-color:var(--mint);border-radius:13px;background:#fff;box-shadow:var(--shadow);padding:20px 24px}
.dxc:nth-child(even){border-left-color:var(--coral)}
.dxc h3{font-size:19px;font-weight:800;letter-spacing:-.5px;margin-bottom:6px;color:var(--mint-d)}
.dxc:nth-child(even) h3{color:var(--coral-d)}
.dxc p{font-size:14.3px;color:var(--soft)}
.dxc p b{color:var(--ink)}

/* Footer */
footer{background:#0f1722;color:#fff;padding:0 0 36px;margin-top:24px}
footer::before{content:"";display:block;height:6px;margin-bottom:44px;background:linear-gradient(90deg,var(--mint),var(--coral))}
.fnotes{background:rgba(255,255,255,.05);border-radius:14px;padding:20px 24px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.7)}
.fnotes .strong{font-weight:800;color:var(--mint-b);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:26px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:19px;letter-spacing:-.5px;color:#fff}
.fbrand .mark{width:26px;height:26px}
.fbrand .mark svg{width:26px;height:26px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.5)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:700;color:var(--mint-b);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{color:#fff}

/* Modal */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(22,32,46,.55);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:#fff;width:100%;max-width:480px;border-radius:18px;box-shadow:0 30px 70px rgba(0,0,0,.4);animation:rise .25s ease;overflow:hidden}
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;background:var(--mint)}
.mtop h3{font-size:18px;font-weight:800;color:#fff}
.mclose{background:rgba(255,255,255,.2);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--coral);color:#fff}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1px solid var(--line);background:var(--bg)}
.mbtn{background:var(--mint);color:#fff;border:0;border-radius:11px;padding:12px 24px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 5px 14px rgba(15,179,126,.3)}
.mbtn:hover{background:var(--coral)}
.mbtn.ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line);box-shadow:none}
.mbtn.ghost:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--mint-d)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:600;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--mint-d)}
.field.mfield{margin-top:18px}
.mfield label{display:block;font-size:13px;font-weight:700;margin-bottom:4px;color:var(--ink)}

/* Reveal */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media (max-width:980px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .hero{padding:36px 0 44px}
  .hero-grid{grid-template-columns:1fr;gap:26px}
  .dash{order:-1}
  .widgets{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr;gap:22px;padding:32px 24px}
  .cards{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:1fr;gap:14px}
}
@media (max-width:600px){
  .frow,.frow.two{grid-template-columns:1fr}
  .widgets{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .vgrid{grid-template-columns:1fr}
  .dash-mini{grid-template-columns:1fr 1fr 1fr}
  /* 보장 표 : 헤더 숨기고 셀 세로 쌓기 */
  .gentable table,.gentable tbody,.gentable tr,.gentable td{display:block;width:100%}
  .gentable thead,.gentable tr:first-child{display:none}
  .gentable tr{border-top:2px solid var(--line);padding:4px 0}
  .gentable tr:first-child{border-top:0}
  .gentable td{border-top:0;padding:8px 18px}
  .gentable td:first-child{padding-top:14px}
  .gentable td:last-child{padding-bottom:14px}
  .gentable td b{display:inline-block;margin-bottom:2px;color:var(--mint-d)}
  /* 3열 비교표(.cmp)는 헤더 유지(폰트 축소) */
  .gentable.cmp table{display:table}
  .gentable.cmp tbody{display:table-row-group}
  .gentable.cmp tr,.gentable.cmp tr:first-child,.gentable.cmp thead{display:table-row;border-top:0;padding:0}
  .gentable.cmp th,.gentable.cmp td{display:table-cell;width:auto;font-size:12.3px;padding:9px 9px;border-top:1px solid var(--line)}
  .gentable.cmp td b{display:inline;margin:0;color:var(--ink)}
  .gentable.cmp td.pick{background:var(--mint-soft)}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
}